Payment methods

The Koskisen online shop uses the Klarna Checkout payment system provided by Klarna Oy for payment transmissions. The service enables easy, flexible and safe purchases online. By authenticating yourself through the service, you can select the payment method that suits you best.

In our online shop, you can make payments by using your online banking service, credit card, Visa Electron payment card or one of the Klarna payment methods. With Klarna Invoice, you get 14 days to make the payment without any additional costs or interest. In addition to this, Klarna provides the part-payment opportunities and substantial payment periods. Please note! Klarna only offers the invoice and part-payment option for the following countries: Finland, Sweden, Norway and Denmark. In other countries, you can use Visa and Mastercard credit cards, and payment through online banking services is available in some countries.

More detailed information on the payment methods and the relevant special terms are provided in the online shop’s checkout. Please note that the system primarily suggest an invoice as the mode of payment, but you can change the method if you want. You can also create your own PIN code for the Klarna Checkout service and/or identify yourself easily with our Facebook account.

A normal credit check is performed in connection to your order, which may entail Klarna verifying your credit data from an external credit register.

Should you have any questions about the invoice, we kindly ask you to contact Klarna’s customer service at +358 (0)9 425 99 771, open on weekdays from 8 am to 6 pm. You can also contact Klarna’s customer service electronically by logging in to your Klarna account or by sending e-mail.

Any questions regarding payment methods, credit decisions or due date postponements are always answered by Klarna’s customer service.

Klarna’s general terms ›

European consumer credit information in standard format [PDF] ›